{"id":2832,"date":"2024-09-19T00:56:31","date_gmt":"2024-09-19T00:56:31","guid":{"rendered":"https:\/\/finmedcapital.ca\/?page_id=2832"},"modified":"2026-10-04T03:54:51","modified_gmt":"2026-10-04T03:54:51","slug":"loan-calculator","status":"publish","type":"page","link":"https:\/\/finmedcapital.ca\/fr\/loan-calculator\/","title":{"rendered":"Calculateur de pr\u00eats aux entreprises"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2832\" class=\"elementor elementor-2832\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56a5ffe e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"56a5ffe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88804cc exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-menu-anchor\" data-id=\"88804cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"calculator\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2053ca4 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"2053ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"finmed-unified-calculator\" data-finmed-calculator>\r\n\r\n<style>\r\n.finmed-unified-calculator,\r\n.finmed-unified-calculator *{\r\n    box-sizing:border-box;\r\n}\r\n\r\n.finmed-unified-calculator{\r\n    --green:#31594F;\r\n    --deep:#003D2B;\r\n    --accent:#008566;\r\n    --light:#EEF5F3;\r\n    --white:#FFFFFF;\r\n    --text:#263D38;\r\n    --muted:#66736F;\r\n    --border:#D8E3E0;\r\n\r\n    width:100%;\r\n    max-width:920px;\r\n    margin:0 auto;\r\n    font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif;\r\n    color:var(--text);\r\n}\r\n\r\n.finmed-unified-calculator button,\r\n.finmed-unified-calculator input,\r\n.finmed-unified-calculator select{\r\n    font-family:inherit;\r\n}\r\n\r\n\/* =========================================================\r\n   CARD\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-card{\r\n    background:var(--white);\r\n    border:1px solid var(--border);\r\n    border-radius:18px;\r\n    box-shadow:\r\n        0 8px 30px rgba(0,61,43,.07),\r\n        0 2px 6px rgba(0,61,43,.04);\r\n    padding:28px 34px;\r\n}\r\n\r\n\/* =========================================================\r\n   VIEWS\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-view{\r\n    display:none;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-view.active{\r\n    display:block;\r\n    animation:fucFade .25s ease;\r\n}\r\n\r\n@keyframes fucFade{\r\n    from{\r\n        opacity:0;\r\n        transform:translateY(4px);\r\n    }\r\n    to{\r\n        opacity:1;\r\n        transform:translateY(0);\r\n    }\r\n}\r\n\r\n\/* =========================================================\r\n   HEADER\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-header{\r\n    text-align:center;\r\n    max-width:700px;\r\n    margin:0 auto 18px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-eyebrow{\r\n    color:var(--accent);\r\n    font-size:11px;\r\n    font-weight:800;\r\n    letter-spacing:.12em;\r\n    text-transform:uppercase;\r\n    margin-bottom:6px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-header h2{\r\n    margin:0 0 7px;\r\n    color:var(--deep);\r\n    font-size:clamp(26px,4vw,36px);\r\n    line-height:1.12;\r\n    letter-spacing:-.02em;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-header p{\r\n    margin:0;\r\n    color:var(--muted);\r\n    font-size:14px;\r\n    line-height:1.45;\r\n}\r\n\r\n\/* =========================================================\r\n   TYPE SELECTOR\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-type-label{\r\n    text-align:center;\r\n    font-size:12px;\r\n    font-weight:700;\r\n    color:var(--text);\r\n    margin:0 0 9px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-types{\r\n    display:grid;\r\n    grid-template-columns:1fr 1fr;\r\n    gap:10px;\r\n    margin-bottom:21px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-type{\r\n    border:1.5px solid var(--border);\r\n    background:var(--light);\r\n    color:var(--deep);\r\n    border-radius:10px;\r\n    padding:13px 17px;\r\n    cursor:pointer;\r\n    text-align:left;\r\n    transition:\r\n        background .2s ease,\r\n        border-color .2s ease,\r\n        color .2s ease,\r\n        transform .15s ease;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-type:hover{\r\n    border-color:var(--accent);\r\n    transform:translateY(-1px);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-type.active{\r\n    background:var(--deep);\r\n    border-color:var(--deep);\r\n    color:var(--white);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-type-title{\r\n    display:block;\r\n    font-size:15px;\r\n    font-weight:800;\r\n    margin-bottom:3px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-type-description{\r\n    display:block;\r\n    font-size:11.5px;\r\n    line-height:1.35;\r\n    opacity:.78;\r\n    font-weight:500;\r\n}\r\n\r\n\/* =========================================================\r\n   SECTION TITLE\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-section-title{\r\n    color:var(--accent);\r\n    font-size:10.5px;\r\n    font-weight:800;\r\n    letter-spacing:.12em;\r\n    text-transform:uppercase;\r\n    margin-bottom:13px;\r\n}\r\n\r\n\/* =========================================================\r\n   GRID\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-grid{\r\n    display:grid;\r\n    grid-template-columns:1fr 1fr;\r\n    gap:15px 18px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-field{\r\n    display:flex;\r\n    flex-direction:column;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-full{\r\n    grid-column:1 \/ -1;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-label{\r\n    font-size:13px;\r\n    font-weight:700;\r\n    color:var(--text);\r\n    margin-bottom:5px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-required{\r\n    color:var(--accent);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-helper{\r\n    margin:4px 0 0;\r\n    font-size:10.5px;\r\n    color:var(--muted);\r\n    line-height:1.35;\r\n}\r\n\r\n\/* =========================================================\r\n   INPUTS\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-input-wrap,\r\n.finmed-unified-calculator .fuc-select-wrap{\r\n    display:flex;\r\n    align-items:center;\r\n    border:1.5px solid var(--border);\r\n    border-radius:7px;\r\n    background:var(--white);\r\n    overflow:hidden;\r\n    transition:border-color .2s,box-shadow .2s;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-input-wrap:focus-within,\r\n.finmed-unified-calculator .fuc-select-wrap:focus-within{\r\n    border-color:var(--accent);\r\n    box-shadow:0 0 0 3px rgba(0,133,102,.09);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-prefix{\r\n    padding-left:14px;\r\n    color:var(--muted);\r\n    font-weight:600;\r\n    font-size:14px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-input,\r\n.finmed-unified-calculator .fuc-select{\r\n    width:100%;\r\n    border:0;\r\n    outline:0;\r\n    background:transparent;\r\n    padding:10px 14px;\r\n    min-height:44px;\r\n    font-size:14px;\r\n    color:var(--text);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-input{\r\n    padding-left:7px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-select{\r\n    cursor:pointer;\r\n}\r\n\r\n\/* =========================================================\r\n   OPTION BUTTONS\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-options{\r\n    display:grid;\r\n    grid-template-columns:repeat(4,1fr);\r\n    gap:6px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-option{\r\n    min-height:40px;\r\n    border:1px solid var(--border);\r\n    border-radius:7px;\r\n    background:var(--light);\r\n    color:var(--deep);\r\n    padding:6px 5px;\r\n    font-size:11.5px;\r\n    font-weight:700;\r\n    cursor:pointer;\r\n    transition:.2s ease;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-option:hover{\r\n    border-color:var(--accent);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-option.active{\r\n    background:var(--deep);\r\n    border-color:var(--deep);\r\n    color:var(--white);\r\n}\r\n\r\n\/* =========================================================\r\n   CALCULATE\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-calculate{\r\n    width:100%;\r\n    border:0;\r\n    border-radius:7px;\r\n    background:var(--deep);\r\n    color:white;\r\n    font-size:14px;\r\n    font-weight:800;\r\n    padding:13px 22px;\r\n    min-height:48px;\r\n    margin-top:19px;\r\n    cursor:pointer;\r\n    transition:.2s ease;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-calculate:hover{\r\n    background:var(--green);\r\n}\r\n\r\n\/* =========================================================\r\n   RESULTS\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-results{\r\n    max-width:760px;\r\n    margin:0 auto;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-results-eyebrow{\r\n    color:var(--accent);\r\n    font-size:10.5px;\r\n    font-weight:800;\r\n    letter-spacing:.13em;\r\n    text-transform:uppercase;\r\n    margin-bottom:6px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-results h2{\r\n    margin:0 0 5px;\r\n    color:var(--deep);\r\n    font-size:clamp(27px,4vw,36px);\r\n    line-height:1.15;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-financing-type{\r\n    color:var(--muted);\r\n    font-size:13px;\r\n    font-weight:600;\r\n    margin-bottom:20px;\r\n}\r\n\r\n\/* =========================================================\r\n   CAPACITY\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-capacity-box{\r\n    background:var(--light);\r\n    border-radius:10px;\r\n    padding:22px;\r\n    margin-bottom:19px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-capacity-label{\r\n    color:var(--green);\r\n    font-size:11.5px;\r\n    font-weight:600;\r\n    margin-bottom:8px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-capacity{\r\n    color:var(--deep);\r\n    font-size:clamp(31px,5vw,41px);\r\n    font-weight:800;\r\n    line-height:1.1;\r\n    letter-spacing:-.02em;\r\n}\r\n\r\n\/* =========================================================\r\n   RESULT CONTENT\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-result-description{\r\n    color:var(--text);\r\n    font-size:13.5px;\r\n    line-height:1.55;\r\n    margin:0 0 17px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-benefits{\r\n    display:grid;\r\n    gap:9px;\r\n    margin-bottom:21px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-benefit{\r\n    display:flex;\r\n    align-items:flex-start;\r\n    gap:10px;\r\n    font-size:13.5px;\r\n    color:var(--text);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-check{\r\n    color:var(--accent);\r\n    font-weight:900;\r\n}\r\n\r\n\/* =========================================================\r\n   RESULT BUTTONS\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-result-actions{\r\n    display:grid;\r\n    grid-template-columns:1fr 1fr;\r\n    gap:10px;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-apply,\r\n.finmed-unified-calculator .fuc-recalculate{\r\n    min-height:50px;\r\n    border-radius:7px;\r\n    display:flex;\r\n    align-items:center;\r\n    justify-content:center;\r\n    padding:12px 18px;\r\n    font-size:13.5px;\r\n    font-weight:800;\r\n    cursor:pointer;\r\n    text-decoration:none;\r\n    transition:.2s ease;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-apply{\r\n    border:2px solid var(--accent);\r\n    background:var(--accent);\r\n    color:white;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-apply:hover{\r\n    background:var(--deep);\r\n    border-color:var(--deep);\r\n    color:white;\r\n}\r\n\r\n.finmed-unified-calculator .fuc-recalculate{\r\n    border:1.5px solid var(--border);\r\n    background:white;\r\n    color:var(--deep);\r\n}\r\n\r\n.finmed-unified-calculator .fuc-recalculate:hover{\r\n    border-color:var(--accent);\r\n    background:var(--light);\r\n}\r\n\r\n\/* =========================================================\r\n   DISCLAIMER\r\n========================================================= *\/\r\n\r\n.finmed-unified-calculator .fuc-note{\r\n    border-top:1px solid var(--border);\r\n    margin-top:18px;\r\n    padding-top:14px;\r\n    color:var(--muted);\r\n    font-size:10px;\r\n    line-height:1.45;\r\n}\r\n\r\n\/* =========================================================\r\n   MOBILE\r\n========================================================= *\/\r\n\r\n@media(max-width:650px){\r\n\r\n    .finmed-unified-calculator .fuc-card{\r\n        padding:22px 16px;\r\n        border-radius:13px;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-header{\r\n        margin-bottom:16px;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-types{\r\n        grid-template-columns:1fr;\r\n        gap:7px;\r\n        margin-bottom:20px;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-type{\r\n        padding:12px 14px;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-grid{\r\n        grid-template-columns:1fr;\r\n        gap:14px;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-full{\r\n        grid-column:auto;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-options{\r\n        grid-template-columns:repeat(2,1fr);\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-result-actions{\r\n        grid-template-columns:1fr;\r\n    }\r\n\r\n    .finmed-unified-calculator .fuc-capacity-box{\r\n        padding:20px 17px;\r\n    }\r\n}\r\n\r\n<\/style>\r\n\r\n\r\n<div class=\"fuc-card\">\r\n\r\n<!-- =========================================================\r\n     VIEW 1\r\n========================================================= -->\r\n\r\n<div\r\n    class=\"fuc-view active\"\r\n    data-view=\"calculator\"\r\n    style=\"display:block;\"\r\n>\r\n\r\n    <div class=\"fuc-header\">\r\n\r\n        <div class=\"fuc-eyebrow\">\r\n            Business Loans Calculator\r\n        <\/div>\r\n\r\n        <h2><span class=\"ez-toc-section\" id=\"How_Much_Could_Your_Business_Borrow\"><\/span>\r\n            How Much Could Your Business Borrow?\r\n        <span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n        <p>\r\n            Estimate your borrowing capacity based on the type of financing\r\n            that best fits your business needs.\r\n        <\/p>\r\n\r\n    <\/div>\r\n\r\n\r\n    <div class=\"fuc-type-label\">\r\n        Choose a financing structure\r\n    <\/div>\r\n\r\n\r\n    <div class=\"fuc-types\">\r\n\r\n        <button\r\n            type=\"button\"\r\n            class=\"fuc-type active\"\r\n            data-type=\"short\"\r\n        >\r\n            <span class=\"fuc-type-title\">\r\n                Short-Term Financing\r\n            <\/span>\r\n\r\n            <span class=\"fuc-type-description\">\r\n                Working capital & immediate cash flow\r\n            <\/span>\r\n        <\/button>\r\n\r\n\r\n        <button\r\n            type=\"button\"\r\n            class=\"fuc-type\"\r\n            data-type=\"long\"\r\n        >\r\n            <span class=\"fuc-type-title\">\r\n                Long-Term Financing\r\n            <\/span>\r\n\r\n            <span class=\"fuc-type-description\">\r\n                Expansion & long-term investments\r\n            <\/span>\r\n        <\/button>\r\n\r\n    <\/div>\r\n\r\n\r\n    <!-- SHORT TERM -->\r\n\r\n    <div data-panel=\"short\">\r\n\r\n        <div class=\"fuc-section-title\">\r\n            Your Business\r\n        <\/div>\r\n\r\n        <div class=\"fuc-grid\">\r\n\r\n            <div class=\"fuc-field fuc-full\">\r\n\r\n                <label class=\"fuc-label\">\r\n                    Average Monthly Revenue\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/label>\r\n\r\n                <div class=\"fuc-input-wrap\">\r\n\r\n                    <span class=\"fuc-prefix\">$<\/span>\r\n\r\n                    <input\r\n                        class=\"fuc-input\"\r\n                        type=\"text\"\r\n                        inputmode=\"numeric\"\r\n                        value=\"100,000\"\r\n                        data-short-revenue\r\n                    >\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field fuc-full\">\r\n\r\n                <div class=\"fuc-label\">\r\n                    Credit Score\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/div>\r\n\r\n                <div class=\"fuc-options\" data-group=\"credit\">\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"low\">\r\n                        Below 600\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option active\" data-value=\"fair\">\r\n                        600 - 649\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"good\">\r\n                        650 - 699\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"excellent\">\r\n                        700+\r\n                    <\/button>\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field fuc-full\">\r\n\r\n                <div class=\"fuc-label\">\r\n                    Time in Business\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/div>\r\n\r\n                <div class=\"fuc-options\" data-group=\"time\">\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"6to12\">\r\n                        6 - 12 months\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option active\" data-value=\"1to2\">\r\n                        1 - 2 years\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"2to5\">\r\n                        2 - 5 years\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"5plus\">\r\n                        5+ years\r\n                    <\/button>\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field fuc-full\">\r\n\r\n                <div class=\"fuc-label\">\r\n                    Current Cash Advances\r\n                <\/div>\r\n\r\n                <div class=\"fuc-options\" data-group=\"positions\">\r\n\r\n                    <button type=\"button\" class=\"fuc-option active\" data-value=\"0\">\r\n                        None\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"1\">\r\n                        1\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"2\">\r\n                        2\r\n                    <\/button>\r\n\r\n                    <button type=\"button\" class=\"fuc-option\" data-value=\"3\">\r\n                        3+\r\n                    <\/button>\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n\r\n        <button\r\n            type=\"button\"\r\n            class=\"fuc-calculate\"\r\n            data-calculate-short\r\n        >\r\n            Calculate My Borrowing Capacity\r\n        <\/button>\r\n\r\n    <\/div>\r\n\r\n\r\n    <!-- LONG TERM -->\r\n\r\n    <div data-panel=\"long\" style=\"display:none;\">\r\n\r\n        <div class=\"fuc-section-title\">\r\n            Your Business\r\n        <\/div>\r\n\r\n\r\n        <div class=\"fuc-grid\">\r\n\r\n            <div class=\"fuc-field\">\r\n\r\n                <label class=\"fuc-label\">\r\n                    Annual Revenue\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/label>\r\n\r\n                <div class=\"fuc-input-wrap\">\r\n\r\n                    <span class=\"fuc-prefix\">$<\/span>\r\n\r\n                    <input\r\n                        class=\"fuc-input\"\r\n                        type=\"text\"\r\n                        inputmode=\"numeric\"\r\n                        placeholder=\"2,500,000\"\r\n                        data-long-revenue\r\n                    >\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field\">\r\n\r\n                <label class=\"fuc-label\">\r\n                    Annual EBITDA or Operating Profit\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/label>\r\n\r\n                <div class=\"fuc-input-wrap\">\r\n\r\n                    <span class=\"fuc-prefix\">$<\/span>\r\n\r\n                    <input\r\n                        class=\"fuc-input\"\r\n                        type=\"text\"\r\n                        inputmode=\"numeric\"\r\n                        placeholder=\"350,000\"\r\n                        data-long-ebitda\r\n                    >\r\n\r\n                <\/div>\r\n\r\n                <p class=\"fuc-helper\">\r\n                    Approximate annual operating profit before debt payments.\r\n                <\/p>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field\">\r\n\r\n                <label class=\"fuc-label\">\r\n                    Existing Annual Debt Payments\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/label>\r\n\r\n                <div class=\"fuc-input-wrap\">\r\n\r\n                    <span class=\"fuc-prefix\">$<\/span>\r\n\r\n                    <input\r\n                        class=\"fuc-input\"\r\n                        type=\"text\"\r\n                        inputmode=\"numeric\"\r\n                        placeholder=\"120,000\"\r\n                        data-long-debt\r\n                    >\r\n\r\n                <\/div>\r\n\r\n                <p class=\"fuc-helper\">\r\n                    Include principal and interest payments on existing business debt.\r\n                <\/p>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field\">\r\n\r\n                <label class=\"fuc-label\">\r\n                    Years in Business\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/label>\r\n\r\n                <div class=\"fuc-select-wrap\">\r\n\r\n                    <select class=\"fuc-select\" data-long-years>\r\n\r\n                        <option value=\"\">\r\n                            Select an option\r\n                        <\/option>\r\n\r\n                        <option value=\"lt1\">\r\n                            Less than 1 year\r\n                        <\/option>\r\n\r\n                        <option value=\"1-2\">\r\n                            1 to 2 years\r\n                        <\/option>\r\n\r\n                        <option value=\"2-5\">\r\n                            2 to 5 years\r\n                        <\/option>\r\n\r\n                        <option value=\"5-10\">\r\n                            5 to 10 years\r\n                        <\/option>\r\n\r\n                        <option value=\"10+\">\r\n                            More than 10 years\r\n                        <\/option>\r\n\r\n                    <\/select>\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n\r\n            <div class=\"fuc-field fuc-full\">\r\n\r\n                <label class=\"fuc-label\">\r\n                    Primary Use of Funds\r\n                    <span class=\"fuc-required\">*<\/span>\r\n                <\/label>\r\n\r\n                <div class=\"fuc-select-wrap\">\r\n\r\n                    <select class=\"fuc-select\" data-long-use>\r\n\r\n                        <option value=\"\">\r\n                            Select an option\r\n                        <\/option>\r\n\r\n                        <option value=\"working_capital\">\r\n                            Working capital\r\n                        <\/option>\r\n\r\n                        <option value=\"equipment\">\r\n                            Equipment purchase\r\n                        <\/option>\r\n\r\n                        <option value=\"expansion\">\r\n                            Business expansion\r\n                        <\/option>\r\n\r\n                        <option value=\"acquisition\">\r\n                            Acquisition\r\n                        <\/option>\r\n\r\n                        <option value=\"refinancing\">\r\n                            Debt refinancing\r\n                        <\/option>\r\n\r\n                        <option value=\"inventory\">\r\n                            Inventory\r\n                        <\/option>\r\n\r\n                        <option value=\"contract_financing\">\r\n                            Contract financing\r\n                        <\/option>\r\n\r\n                        <option value=\"other\">\r\n                            Other\r\n                        <\/option>\r\n\r\n                    <\/select>\r\n\r\n                <\/div>\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n\r\n        <button\r\n            type=\"button\"\r\n            class=\"fuc-calculate\"\r\n            data-calculate-long\r\n        >\r\n            Calculate My Borrowing Capacity\r\n        <\/button>\r\n\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<!-- =========================================================\r\n     VIEW 2\r\n========================================================= -->\r\n\r\n<div\r\n    class=\"fuc-view\"\r\n    data-view=\"results\"\r\n    style=\"display:none;\"\r\n>\r\n\r\n    <div class=\"fuc-results\">\r\n\r\n        <div class=\"fuc-results-eyebrow\">\r\n            Your Estimate\r\n        <\/div>\r\n\r\n        <h2><span class=\"ez-toc-section\" id=\"Your_Estimated_Borrowing_Capacity\"><\/span>\r\n            Your Estimated Borrowing Capacity\r\n        <span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n        <div\r\n            class=\"fuc-financing-type\"\r\n            data-result-type\r\n        ><\/div>\r\n\r\n\r\n        <div class=\"fuc-capacity-box\">\r\n\r\n            <div class=\"fuc-capacity-label\">\r\n                Estimated Borrowing Capacity\r\n            <\/div>\r\n\r\n            <div\r\n                class=\"fuc-capacity\"\r\n                data-result-range\r\n            ><\/div>\r\n\r\n        <\/div>\r\n\r\n\r\n        <p\r\n            class=\"fuc-result-description\"\r\n            data-result-description\r\n        ><\/p>\r\n\r\n\r\n        <div\r\n            class=\"fuc-benefits\"\r\n            data-benefits\r\n        ><\/div>\r\n\r\n\r\n        <div class=\"fuc-result-actions\">\r\n\r\n            <a\r\n                href=\"https:\/\/finmedcapital.ca\/apply\/\"\r\n                class=\"fuc-apply\"\r\n                data-apply\r\n            >\r\n                Apply for Financing\r\n            <\/a>\r\n\r\n\r\n            <button\r\n                type=\"button\"\r\n                class=\"fuc-recalculate\"\r\n                data-recalculate\r\n            >\r\n                Recalculate\r\n            <\/button>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"fuc-note\">\r\n\r\n            This calculator provides an indicative estimate for informational\r\n            purposes only. It does not constitute a financing approval,\r\n            commitment or offer. Actual eligibility, amounts, rates and terms\r\n            depend on a complete review of the business, its financial\r\n            performance, credit profile, industry, available security and\r\n            intended use of funds.\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<script>\r\n(function(){\r\n\r\n\"use strict\";\r\n\r\n\r\n\/* =========================================================\r\n   ROOT\r\n========================================================= *\/\r\n\r\nvar root =\r\n    document.querySelector(\r\n        \"[data-finmed-calculator]\"\r\n    );\r\n\r\nif(!root) return;\r\n\r\n\r\n\/* =========================================================\r\n   LANGUAGE\r\n========================================================= *\/\r\n\r\nfunction isFrench(){\r\n\r\n    var lang =\r\n        document.documentElement.lang\r\n        || \"en\";\r\n\r\n    return lang\r\n        .toLowerCase()\r\n        .startsWith(\"fr\");\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   DYNAMIC TRANSLATIONS\r\n========================================================= *\/\r\n\r\nvar TEXT = {\r\n\r\n    en:{\r\n\r\n        shortType:\r\n            \"Short-Term Financing\",\r\n\r\n        longType:\r\n            \"Long-Term Financing\",\r\n\r\n        shortDescription:\r\n            \"Based on the information provided, your business may qualify for a flexible short-term financing solution designed around your current operating profile and immediate funding needs.\",\r\n\r\n        longDescription:\r\n            \"Based on the information provided, your business may have borrowing capacity for a longer-term financing structure supported by its profitability, debt service capacity and operating history.\",\r\n\r\n        shortBenefits:[\r\n            \"Faster access to capital\",\r\n            \"Flexible qualification\",\r\n            \"Designed for short-term cash flow needs\"\r\n        ],\r\n\r\n        longBenefits:[\r\n            \"Longer repayment periods\",\r\n            \"Lower scheduled payments\",\r\n            \"Designed for expansion and larger investments\"\r\n        ],\r\n\r\n        shortValidation:\r\n            \"Please enter your average monthly revenue.\",\r\n\r\n        longValidation:\r\n            \"Please complete all required fields.\",\r\n\r\n        under:\r\n            \"Under $25,000\"\r\n\r\n    },\r\n\r\n\r\n    fr:{\r\n\r\n        shortType:\r\n            \"Financement \u00e0 court terme\",\r\n\r\n        longType:\r\n            \"Financement \u00e0 long terme\",\r\n\r\n        shortDescription:\r\n            \"Selon les informations fournies, votre entreprise pourrait \u00eatre admissible \u00e0 une solution de financement \u00e0 court terme flexible, adapt\u00e9e \u00e0 son profil d'exploitation actuel et \u00e0 ses besoins imm\u00e9diats en liquidit\u00e9s.\",\r\n\r\n        longDescription:\r\n            \"Selon les informations fournies, votre entreprise pourrait disposer d'une capacit\u00e9 d'emprunt pour un financement \u00e0 plus long terme, bas\u00e9e sur sa rentabilit\u00e9, sa capacit\u00e9 de remboursement et son historique d'exploitation.\",\r\n\r\n        shortBenefits:[\r\n            \"Acc\u00e8s plus rapide au capital\",\r\n            \"Crit\u00e8res d'admissibilit\u00e9 flexibles\",\r\n            \"Con\u00e7u pour les besoins de tr\u00e9sorerie \u00e0 court terme\"\r\n        ],\r\n\r\n        longBenefits:[\r\n            \"P\u00e9riodes de remboursement plus longues\",\r\n            \"Paiements p\u00e9riodiques moins \u00e9lev\u00e9s\",\r\n            \"Con\u00e7u pour l'expansion et les investissements importants\"\r\n        ],\r\n\r\n        shortValidation:\r\n            \"Veuillez entrer votre revenu mensuel moyen.\",\r\n\r\n        longValidation:\r\n            \"Veuillez remplir tous les champs obligatoires.\",\r\n\r\n        under:\r\n            \"Moins de 25 000 $\"\r\n\r\n    }\r\n\r\n};\r\n\r\n\r\nfunction language(){\r\n\r\n    return isFrench()\r\n        ? TEXT.fr\r\n        : TEXT.en;\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   CONFIGURATION\r\n========================================================= *\/\r\n\r\nvar CONFIG = {\r\n\r\n    \/* FINMED APPLICATION PAGE *\/\r\n\r\n    applyUrl:\"https:\/\/finmedcapital.ca\/apply\/\",\r\n\r\n    targetDSCR:1.25,\r\n\r\n    longTermRate:0.08,\r\n\r\n    amortYears:7,\r\n\r\n    leverage:{\r\n\r\n        tier1:3.5,\r\n\r\n        tier2:3.0,\r\n\r\n        tier3:2.0,\r\n\r\n        tier4:0.5\r\n\r\n    },\r\n\r\n    history:{\r\n\r\n        \"lt1\":0.40,\r\n\r\n        \"1-2\":0.65,\r\n\r\n        \"2-5\":0.85,\r\n\r\n        \"5-10\":1.00,\r\n\r\n        \"10+\":1.05\r\n\r\n    },\r\n\r\n    historyYears:{\r\n\r\n        \"lt1\":0,\r\n\r\n        \"1-2\":1,\r\n\r\n        \"2-5\":2,\r\n\r\n        \"5-10\":5,\r\n\r\n        \"10+\":10\r\n\r\n    },\r\n\r\n    use:{\r\n\r\n        equipment:1.10,\r\n\r\n        expansion:1.00,\r\n\r\n        acquisition:0.95,\r\n\r\n        refinancing:1.00,\r\n\r\n        working_capital:0.80,\r\n\r\n        inventory:0.75,\r\n\r\n        contract_financing:0.85,\r\n\r\n        other:0.80\r\n\r\n    }\r\n\r\n};\r\n\r\n\r\n\/* =========================================================\r\n   STATE\r\n========================================================= *\/\r\n\r\nvar state = {\r\n\r\n    type:\"short\",\r\n\r\n    credit:\"fair\",\r\n\r\n    time:\"1to2\",\r\n\r\n    positions:\"0\",\r\n\r\n    started:false\r\n\r\n};\r\n\r\n\r\n\/* =========================================================\r\n   ELEMENTS\r\n========================================================= *\/\r\n\r\nvar calculatorView =\r\n    root.querySelector(\r\n        '[data-view=\"calculator\"]'\r\n    );\r\n\r\n\r\nvar resultsView =\r\n    root.querySelector(\r\n        '[data-view=\"results\"]'\r\n    );\r\n\r\n\r\nvar shortPanel =\r\n    root.querySelector(\r\n        '[data-panel=\"short\"]'\r\n    );\r\n\r\n\r\nvar longPanel =\r\n    root.querySelector(\r\n        '[data-panel=\"long\"]'\r\n    );\r\n\r\n\r\nvar resultType =\r\n    root.querySelector(\r\n        \"[data-result-type]\"\r\n    );\r\n\r\n\r\nvar resultRange =\r\n    root.querySelector(\r\n        \"[data-result-range]\"\r\n    );\r\n\r\n\r\nvar resultDescription =\r\n    root.querySelector(\r\n        \"[data-result-description]\"\r\n    );\r\n\r\n\r\nvar benefits =\r\n    root.querySelector(\r\n        \"[data-benefits]\"\r\n    );\r\n\r\n\r\nvar applyButton =\r\n    root.querySelector(\r\n        \"[data-apply]\"\r\n    );\r\n\r\n\r\nvar recalculateButton =\r\n    root.querySelector(\r\n        \"[data-recalculate]\"\r\n    );\r\n\r\n\r\n\/* =========================================================\r\n   TRACKING\r\n========================================================= *\/\r\n\r\nfunction trackEvent(\r\n    name,\r\n    data\r\n){\r\n\r\n    window.dataLayer =\r\n        window.dataLayer || [];\r\n\r\n\r\n    var eventData =\r\n        data || {};\r\n\r\n\r\n    eventData.event =\r\n        name;\r\n\r\n\r\n    window.dataLayer.push(\r\n        eventData\r\n    );\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   MONEY\r\n========================================================= *\/\r\n\r\nfunction parseMoney(value){\r\n\r\n    var cleaned =\r\n        String(value || \"\")\r\n        .replace(\r\n            \/[^0-9.-]\/g,\r\n            \"\"\r\n        );\r\n\r\n\r\n    var number =\r\n        parseFloat(cleaned);\r\n\r\n\r\n    return isNaN(number)\r\n        ? 0\r\n        : number;\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   RESULT MONEY FORMAT\r\n========================================================= *\/\r\n\r\nfunction formatMoney(value){\r\n\r\n    var rounded =\r\n        Math.round(\r\n            value \/ 1000\r\n        ) * 1000;\r\n\r\n\r\n    if(isFrench()){\r\n\r\n        return new Intl.NumberFormat(\r\n            \"fr-CA\",\r\n            {\r\n                style:\"currency\",\r\n                currency:\"CAD\",\r\n                maximumFractionDigits:0\r\n            }\r\n        ).format(rounded);\r\n\r\n    }\r\n\r\n\r\n    return new Intl.NumberFormat(\r\n        \"en-CA\",\r\n        {\r\n            style:\"currency\",\r\n            currency:\"CAD\",\r\n            maximumFractionDigits:0\r\n        }\r\n    ).format(rounded);\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   INPUT FORMAT\r\n========================================================= *\/\r\n\r\nfunction formatInput(input){\r\n\r\n    input.addEventListener(\r\n        \"input\",\r\n        function(){\r\n\r\n            registerStart();\r\n\r\n\r\n            var digits =\r\n                input.value.replace(\r\n                    \/\\D\/g,\r\n                    \"\"\r\n                );\r\n\r\n\r\n            if(!digits){\r\n\r\n                input.value=\"\";\r\n\r\n                return;\r\n\r\n            }\r\n\r\n\r\n            input.value =\r\n                Number(digits)\r\n                .toLocaleString(\r\n                    isFrench()\r\n                        ? \"fr-CA\"\r\n                        : \"en-CA\"\r\n                );\r\n\r\n        }\r\n    );\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   START TRACKING\r\n========================================================= *\/\r\n\r\nfunction registerStart(){\r\n\r\n    if(state.started)\r\n        return;\r\n\r\n\r\n    state.started=true;\r\n\r\n\r\n    trackEvent(\r\n        \"calculator_started\",\r\n        {\r\n            financing_type:\r\n                state.type === \"short\"\r\n                ? \"short_term\"\r\n                : \"long_term\"\r\n        }\r\n    );\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   FORMAT INPUTS\r\n========================================================= *\/\r\n\r\nroot\r\n.querySelectorAll(\r\n    'input[type=\"text\"]'\r\n)\r\n.forEach(\r\n    formatInput\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   FINANCING TYPE\r\n========================================================= *\/\r\n\r\nroot\r\n.querySelectorAll(\r\n    \"[data-type]\"\r\n)\r\n.forEach(\r\n    function(button){\r\n\r\n        button.addEventListener(\r\n            \"click\",\r\n            function(){\r\n\r\n                state.type =\r\n                    button.dataset.type;\r\n\r\n\r\n                root\r\n                .querySelectorAll(\r\n                    \"[data-type]\"\r\n                )\r\n                .forEach(\r\n                    function(item){\r\n\r\n                        item.classList.remove(\r\n                            \"active\"\r\n                        );\r\n\r\n                    }\r\n                );\r\n\r\n\r\n                button.classList.add(\r\n                    \"active\"\r\n                );\r\n\r\n\r\n                if(\r\n                    state.type === \"short\"\r\n                ){\r\n\r\n                    shortPanel.style.display =\r\n                        \"block\";\r\n\r\n                    longPanel.style.display =\r\n                        \"none\";\r\n\r\n                }else{\r\n\r\n                    shortPanel.style.display =\r\n                        \"none\";\r\n\r\n                    longPanel.style.display =\r\n                        \"block\";\r\n\r\n                }\r\n\r\n\r\n                trackEvent(\r\n                    \"financing_type_selected\",\r\n                    {\r\n                        financing_type:\r\n                            state.type === \"short\"\r\n                            ? \"short_term\"\r\n                            : \"long_term\"\r\n                    }\r\n                );\r\n\r\n            }\r\n        );\r\n\r\n    }\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   OPTION BUTTONS\r\n========================================================= *\/\r\n\r\nroot\r\n.querySelectorAll(\r\n    \".fuc-options\"\r\n)\r\n.forEach(\r\n    function(group){\r\n\r\n        var groupName =\r\n            group.dataset.group;\r\n\r\n\r\n        var buttons =\r\n            group.querySelectorAll(\r\n                \".fuc-option\"\r\n            );\r\n\r\n\r\n        buttons.forEach(\r\n            function(button){\r\n\r\n                button.addEventListener(\r\n                    \"click\",\r\n                    function(){\r\n\r\n                        registerStart();\r\n\r\n\r\n                        buttons.forEach(\r\n                            function(item){\r\n\r\n                                item.classList.remove(\r\n                                    \"active\"\r\n                                );\r\n\r\n                            }\r\n                        );\r\n\r\n\r\n                        button.classList.add(\r\n                            \"active\"\r\n                        );\r\n\r\n\r\n                        state[groupName] =\r\n                            button.dataset.value;\r\n\r\n                    }\r\n                );\r\n\r\n            }\r\n        );\r\n\r\n    }\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   SELECT TRACKING\r\n========================================================= *\/\r\n\r\nroot\r\n.querySelectorAll(\r\n    \"select\"\r\n)\r\n.forEach(\r\n    function(select){\r\n\r\n        select.addEventListener(\r\n            \"change\",\r\n            registerStart\r\n        );\r\n\r\n    }\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   SHORT TERM FACTORS\r\n========================================================= *\/\r\n\r\nvar creditFactor = {\r\n\r\n    low:0.72,\r\n\r\n    fair:0.88,\r\n\r\n    good:1.00,\r\n\r\n    excellent:1.08\r\n\r\n};\r\n\r\n\r\nvar timeFactor = {\r\n\r\n    \"6to12\":0.78,\r\n\r\n    \"1to2\":0.90,\r\n\r\n    \"2to5\":1.00,\r\n\r\n    \"5plus\":1.05\r\n\r\n};\r\n\r\n\r\nvar positionFactor = {\r\n\r\n    \"0\":1.00,\r\n\r\n    \"1\":0.78,\r\n\r\n    \"2\":0.55,\r\n\r\n    \"3\":0.30\r\n\r\n};\r\n\r\n\r\n\/* =========================================================\r\n   SHORT TERM CALCULATION\r\n========================================================= *\/\r\n\r\nfunction calculateShort(){\r\n\r\n    var t =\r\n        language();\r\n\r\n\r\n    var revenue =\r\n        parseMoney(\r\n            root\r\n            .querySelector(\r\n                \"[data-short-revenue]\"\r\n            )\r\n            .value\r\n        );\r\n\r\n\r\n    if(revenue <= 0){\r\n\r\n        alert(\r\n            t.shortValidation\r\n        );\r\n\r\n        return;\r\n\r\n    }\r\n\r\n\r\n    var risk =\r\n        creditFactor[\r\n            state.credit\r\n        ]\r\n        *\r\n        timeFactor[\r\n            state.time\r\n        ]\r\n        *\r\n        positionFactor[\r\n            state.positions\r\n        ];\r\n\r\n\r\n    var minimum =\r\n        revenue\r\n        *\r\n        0.50\r\n        *\r\n        risk;\r\n\r\n\r\n    var maximum =\r\n        revenue\r\n        *\r\n        1.00\r\n        *\r\n        risk;\r\n\r\n\r\n    var strongProfile =\r\n\r\n        (\r\n            state.credit === \"good\"\r\n            ||\r\n            state.credit === \"excellent\"\r\n        )\r\n\r\n        &&\r\n\r\n        (\r\n            state.time === \"2to5\"\r\n            ||\r\n            state.time === \"5plus\"\r\n        )\r\n\r\n        &&\r\n\r\n        state.positions === \"0\";\r\n\r\n\r\n    if(strongProfile){\r\n\r\n        maximum =\r\n            revenue * 1.25;\r\n\r\n    }\r\n\r\n\r\n    var excellentProfile =\r\n\r\n        state.credit ===\r\n            \"excellent\"\r\n\r\n        &&\r\n\r\n        state.time ===\r\n            \"5plus\"\r\n\r\n        &&\r\n\r\n        state.positions ===\r\n            \"0\";\r\n\r\n\r\n    if(excellentProfile){\r\n\r\n        maximum =\r\n            revenue * 1.50;\r\n\r\n    }\r\n\r\n\r\n    minimum =\r\n        Math.max(\r\n            5000,\r\n            minimum\r\n        );\r\n\r\n\r\n    maximum =\r\n        Math.max(\r\n            minimum,\r\n            maximum\r\n        );\r\n\r\n\r\n    maximum =\r\n        Math.min(\r\n            2000000,\r\n            maximum\r\n        );\r\n\r\n\r\n    minimum =\r\n        Math.min(\r\n            minimum,\r\n            maximum\r\n        );\r\n\r\n\r\n    showResults({\r\n\r\n        type:\r\n            t.shortType,\r\n\r\n        trackingType:\r\n            \"short_term\",\r\n\r\n        minimum:\r\n            minimum,\r\n\r\n        maximum:\r\n            maximum,\r\n\r\n        description:\r\n            t.shortDescription,\r\n\r\n        benefits:\r\n            t.shortBenefits\r\n\r\n    });\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   LONG TERM HELPERS\r\n========================================================= *\/\r\n\r\nfunction yearsAtLeast(\r\n    category,\r\n    years\r\n){\r\n\r\n    return (\r\n        CONFIG.historyYears[\r\n            category\r\n        ] || 0\r\n    ) >= years;\r\n\r\n}\r\n\r\n\r\nfunction debtServiceCapacity(\r\n    annualDebtService\r\n){\r\n\r\n    var monthlyRate =\r\n        CONFIG.longTermRate\r\n        \/\r\n        12;\r\n\r\n\r\n    var months =\r\n        CONFIG.amortYears\r\n        *\r\n        12;\r\n\r\n\r\n    var payment =\r\n        annualDebtService\r\n        \/\r\n        12;\r\n\r\n\r\n    if(payment <= 0)\r\n        return 0;\r\n\r\n\r\n    return payment\r\n        *\r\n        (\r\n            1 -\r\n            Math.pow(\r\n                1 + monthlyRate,\r\n                -months\r\n            )\r\n        )\r\n        \/\r\n        monthlyRate;\r\n\r\n}\r\n\r\n\r\nfunction leverageMultiple(\r\n    ebitda,\r\n    margin,\r\n    years\r\n){\r\n\r\n    if(\r\n        ebitda <= 0\r\n        ||\r\n        margin < 0.05\r\n    ){\r\n\r\n        return CONFIG\r\n            .leverage\r\n            .tier4;\r\n\r\n    }\r\n\r\n\r\n    if(\r\n        margin >= 0.20\r\n    ){\r\n\r\n        if(\r\n            yearsAtLeast(\r\n                years,\r\n                5\r\n            )\r\n        ){\r\n\r\n            return CONFIG\r\n                .leverage\r\n                .tier1;\r\n\r\n        }\r\n\r\n\r\n        if(\r\n            yearsAtLeast(\r\n                years,\r\n                2\r\n            )\r\n        ){\r\n\r\n            return CONFIG\r\n                .leverage\r\n                .tier2;\r\n\r\n        }\r\n\r\n\r\n        return CONFIG\r\n            .leverage\r\n            .tier3;\r\n\r\n    }\r\n\r\n\r\n    if(\r\n        margin >= 0.12\r\n    ){\r\n\r\n        if(\r\n            yearsAtLeast(\r\n                years,\r\n                2\r\n            )\r\n        ){\r\n\r\n            return CONFIG\r\n                .leverage\r\n                .tier2;\r\n\r\n        }\r\n\r\n\r\n        return CONFIG\r\n            .leverage\r\n            .tier3;\r\n\r\n    }\r\n\r\n\r\n    return CONFIG\r\n        .leverage\r\n        .tier3;\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   LONG TERM CALCULATION\r\n========================================================= *\/\r\n\r\nfunction calculateLong(){\r\n\r\n    var t =\r\n        language();\r\n\r\n\r\n    var revenue =\r\n        parseMoney(\r\n            root\r\n            .querySelector(\r\n                \"[data-long-revenue]\"\r\n            )\r\n            .value\r\n        );\r\n\r\n\r\n    var ebitda =\r\n        parseMoney(\r\n            root\r\n            .querySelector(\r\n                \"[data-long-ebitda]\"\r\n            )\r\n            .value\r\n        );\r\n\r\n\r\n    var debt =\r\n        parseMoney(\r\n            root\r\n            .querySelector(\r\n                \"[data-long-debt]\"\r\n            )\r\n            .value\r\n        );\r\n\r\n\r\n    var years =\r\n        root\r\n        .querySelector(\r\n            \"[data-long-years]\"\r\n        )\r\n        .value;\r\n\r\n\r\n    var use =\r\n        root\r\n        .querySelector(\r\n            \"[data-long-use]\"\r\n        )\r\n        .value;\r\n\r\n\r\n    if(\r\n        revenue <= 0\r\n        ||\r\n        !years\r\n        ||\r\n        !use\r\n    ){\r\n\r\n        alert(\r\n            t.longValidation\r\n        );\r\n\r\n        return;\r\n\r\n    }\r\n\r\n\r\n    var margin =\r\n        revenue > 0\r\n        ? ebitda \/ revenue\r\n        : 0;\r\n\r\n\r\n    var availableDebtService =\r\n        Math.max(\r\n            0,\r\n            ebitda\r\n            \/\r\n            CONFIG.targetDSCR\r\n            -\r\n            debt\r\n        );\r\n\r\n\r\n    var cashFlowCapacity =\r\n        debtServiceCapacity(\r\n            availableDebtService\r\n        );\r\n\r\n\r\n    var leverageCeiling =\r\n        Math.max(\r\n            0,\r\n            ebitda\r\n            *\r\n            leverageMultiple(\r\n                ebitda,\r\n                margin,\r\n                years\r\n            )\r\n        );\r\n\r\n\r\n    var base =\r\n        Math.max(\r\n            0,\r\n            Math.min(\r\n                cashFlowCapacity,\r\n                leverageCeiling\r\n            )\r\n        );\r\n\r\n\r\n    var historyAdjustment =\r\n        CONFIG.history[\r\n            years\r\n        ] || 1;\r\n\r\n\r\n    var useAdjustment =\r\n        CONFIG.use[\r\n            use\r\n        ] || 1;\r\n\r\n\r\n    var capacity =\r\n        base\r\n        *\r\n        historyAdjustment\r\n        *\r\n        useAdjustment;\r\n\r\n\r\n    var minimum =\r\n        capacity * 0.85;\r\n\r\n\r\n    var maximum =\r\n        capacity * 1.15;\r\n\r\n\r\n    showResults({\r\n\r\n        type:\r\n            t.longType,\r\n\r\n        trackingType:\r\n            \"long_term\",\r\n\r\n        minimum:\r\n            minimum,\r\n\r\n        maximum:\r\n            maximum,\r\n\r\n        description:\r\n            t.longDescription,\r\n\r\n        benefits:\r\n            t.longBenefits\r\n\r\n    });\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   SHOW RESULTS\r\n========================================================= *\/\r\n\r\nfunction showResults(data){\r\n\r\n    var t =\r\n        language();\r\n\r\n\r\n    resultType.textContent =\r\n        data.type;\r\n\r\n\r\n    if(\r\n        data.maximum < 25000\r\n    ){\r\n\r\n        resultRange.textContent =\r\n            t.under;\r\n\r\n    }else{\r\n\r\n        var minimum =\r\n            Math.max(\r\n                25000,\r\n                data.minimum\r\n            );\r\n\r\n\r\n        resultRange.textContent =\r\n            formatMoney(\r\n                minimum\r\n            )\r\n            +\r\n            \" - \"\r\n            +\r\n            formatMoney(\r\n                data.maximum\r\n            );\r\n\r\n    }\r\n\r\n\r\n    resultDescription.textContent =\r\n        data.description;\r\n\r\n\r\n    benefits.innerHTML =\r\n        \"\";\r\n\r\n\r\n    data.benefits.forEach(\r\n        function(text){\r\n\r\n            var item =\r\n                document.createElement(\r\n                    \"div\"\r\n                );\r\n\r\n\r\n            item.className =\r\n                \"fuc-benefit\";\r\n\r\n\r\n            var check =\r\n                document.createElement(\r\n                    \"span\"\r\n                );\r\n\r\n\r\n            check.className =\r\n                \"fuc-check\";\r\n\r\n\r\n            check.textContent =\r\n                \"\u2713\";\r\n\r\n\r\n            var content =\r\n                document.createElement(\r\n                    \"span\"\r\n                );\r\n\r\n\r\n            content.textContent =\r\n                text;\r\n\r\n\r\n            item.appendChild(\r\n                check\r\n            );\r\n\r\n\r\n            item.appendChild(\r\n                content\r\n            );\r\n\r\n\r\n            benefits.appendChild(\r\n                item\r\n            );\r\n\r\n        }\r\n    );\r\n\r\n\r\n    calculatorView.style.display =\r\n        \"none\";\r\n\r\n\r\n    calculatorView.classList.remove(\r\n        \"active\"\r\n    );\r\n\r\n\r\n    resultsView.style.display =\r\n        \"block\";\r\n\r\n\r\n    resultsView.classList.add(\r\n        \"active\"\r\n    );\r\n\r\n\r\n    trackEvent(\r\n        \"calculator_completed\",\r\n        {\r\n            financing_type:\r\n                data.trackingType,\r\n\r\n            language:\r\n                isFrench()\r\n                ? \"fr\"\r\n                : \"en\"\r\n        }\r\n    );\r\n\r\n\r\n    window.setTimeout(\r\n        function(){\r\n\r\n            root.scrollIntoView({\r\n                behavior:\"smooth\",\r\n                block:\"start\"\r\n            });\r\n\r\n        },\r\n        50\r\n    );\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   RECALCULATE\r\n========================================================= *\/\r\n\r\nrecalculateButton.addEventListener(\r\n    \"click\",\r\n    function(){\r\n\r\n        resultsView.style.display =\r\n            \"none\";\r\n\r\n\r\n        resultsView.classList.remove(\r\n            \"active\"\r\n        );\r\n\r\n\r\n        calculatorView.style.display =\r\n            \"block\";\r\n\r\n\r\n        calculatorView.classList.add(\r\n            \"active\"\r\n        );\r\n\r\n\r\n        trackEvent(\r\n            \"calculator_recalculate\",\r\n            {\r\n                financing_type:\r\n                    state.type === \"short\"\r\n                    ? \"short_term\"\r\n                    : \"long_term\",\r\n\r\n                language:\r\n                    isFrench()\r\n                    ? \"fr\"\r\n                    : \"en\"\r\n            }\r\n        );\r\n\r\n\r\n        window.setTimeout(\r\n            function(){\r\n\r\n                root.scrollIntoView({\r\n                    behavior:\"smooth\",\r\n                    block:\"start\"\r\n                });\r\n\r\n            },\r\n            50\r\n        );\r\n\r\n    }\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   APPLY\r\n========================================================= *\/\r\n\r\napplyButton.href =\r\n    CONFIG.applyUrl;\r\n\r\n\r\napplyButton.addEventListener(\r\n    \"click\",\r\n    function(){\r\n\r\n        trackEvent(\r\n            \"calculator_apply_click\",\r\n            {\r\n                financing_type:\r\n                    state.type === \"short\"\r\n                    ? \"short_term\"\r\n                    : \"long_term\",\r\n\r\n                language:\r\n                    isFrench()\r\n                    ? \"fr\"\r\n                    : \"en\"\r\n            }\r\n        );\r\n\r\n    }\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   CALCULATE BUTTONS\r\n========================================================= *\/\r\n\r\nroot\r\n.querySelector(\r\n    \"[data-calculate-short]\"\r\n)\r\n.addEventListener(\r\n    \"click\",\r\n    calculateShort\r\n);\r\n\r\n\r\nroot\r\n.querySelector(\r\n    \"[data-calculate-long]\"\r\n)\r\n.addEventListener(\r\n    \"click\",\r\n    calculateLong\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   INITIAL EVENT\r\n========================================================= *\/\r\n\r\ntrackEvent(\r\n    \"calculator_view\",\r\n    {\r\n        language:\r\n            isFrench()\r\n            ? \"fr\"\r\n            : \"en\"\r\n    }\r\n);\r\n\r\n})();\r\n<\/script>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c25810c e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"c25810c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-a85bd69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a85bd69\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9736bb elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"a9736bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/06\/20943913-Converti-2.jpg\" class=\"attachment-large size-large wp-image-1935\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-adf7758 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"adf7758\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63f913b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"63f913b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Discover_our\"><\/span>Discover our<span class=\"ez-toc-section-end\"><\/span><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8008f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"9b8008f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Business_Loan_Calculator\"><\/span>Business Loan Calculator<span class=\"ez-toc-section-end\"><\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ed9a45 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"4ed9a45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business loans are a powerful tool for growing your healthcare business, expanding operations, or investing in new equipment. Use our business loan calculator to estimate your monthly payments and find out how much financing you can afford. Whether you need a line of credit or a term loan, planning your repayments is key to making informed financial decisions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eff5fbd elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"eff5fbd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e41711d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e41711d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ef6771 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"4ef6771\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Calculate_Your_Loan_Repayments_Easily\"><\/span>Calculate Your Loan Repayments Easily<span class=\"ez-toc-section-end\"><\/span><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-814cbc5 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"814cbc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Simply enter the loan amount, interest rate, and loan term to get an estimate of your monthly payment. Adjust the numbers to find a repayment plan that fits your budget.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f1c9aa e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4f1c9aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36f4e8b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"36f4e8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"calculator-container\">\r\n    <div class=\"calculator-section calculator-inputs-section\">\r\n        <h2 class=\"section-title\"><span class=\"ez-toc-section\" id=\"Loan_Details\"><\/span>Loan Details<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n        <div class=\"calculator-inputs\">\r\n            <div class=\"calculator-field\">\r\n                <label for=\"loan-amount\">Loan Amount:<\/label>\r\n                <input type=\"text\" id=\"loan-amount\" placeholder=\"Enter loan amount\" value=\"10000\">\r\n            <\/div>\r\n            <div class=\"calculator-field\">\r\n                <label for=\"interest-rate\">Annual Interest Rate (%):<\/label>\r\n                <input type=\"number\" id=\"interest-rate\" placeholder=\"Enter interest rate\" value=\"5\">\r\n            <\/div>\r\n            <div class=\"calculator-field\">\r\n                <label for=\"loan-term\">Loan Term (years):<\/label>\r\n                <input type=\"number\" id=\"loan-term\" placeholder=\"Enter loan term\" value=\"5\">\r\n            <\/div>\r\n            <p class=\"calculator-note\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\r\n        <\/div>\r\n    <\/div>\r\n    <div class=\"calculator-section calculator-results-section\">\r\n        <h2 class=\"section-title\"><span class=\"ez-toc-section\" id=\"Results\"><\/span>Results<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n        <div class=\"calculator-results\">\r\n            <div class=\"calculator-result\">\r\n                <p class=\"result-label\"><strong>Monthly Payments:<\/strong><\/p>\r\n                <p class=\"result-value\" id=\"monthly-payments\">$0.00<\/p>\r\n            <\/div>\r\n            <div class=\"calculator-result\">\r\n                <p class=\"result-label\"><strong>Avg. Monthly Interest:<\/strong><\/p>\r\n                <p class=\"result-value\" id=\"avg-monthly-interest\">$0.00<\/p>\r\n            <\/div>\r\n            <div class=\"calculator-result\">\r\n                <p class=\"result-label\"><strong>Total Interest:<\/strong><\/p>\r\n                <p class=\"result-value\" id=\"total-interest\">$0.00<\/p>\r\n            <\/div>\r\n            <div class=\"calculator-result\">\r\n                <p class=\"result-label\"><strong>Total Cost of Finance:<\/strong><\/p>\r\n                <p class=\"result-value\" id=\"total-cost\">$0.00<\/p>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5190b34 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5190b34\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ead37c9 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-call-to-action\" data-id=\"ead37c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"exad-call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"exad-call-to-action skin-vertical\">\r\n            \t\t    <div class=\"exad-call-to-action-content\">\r\n                <div class=\"exad-call-to-action-header\">\r\n                <h3 class=\"exad-call-to-action-title\"><span class=\"ez-toc-section\" id=\"Explore_Your_Loan_Options_Now\"><\/span>Explore Your Loan Options Now!<span class=\"ez-toc-section-end\"><\/span><\/h3>                        <div class=\"exad-call-to-action-subtitle\">\r\n                            <p>You\u2019ve seen the numbers\u2014now let\u2019s make it happen. Visit our Business Loan page for a detailed breakdown of available financing options and expert guidance tailored to your business needs.<\/p>                        <\/div>\r\n                    \t\t\t    <\/div>\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t    <div class=\"exad-call-to-action-footer\">\r\n                    <ul class=\"exad-call-to-action-buttons effect-10\">\r\n                                                <li>\r\n                                <a class=\"exad-call-to-action-primary-btn\" href=\"https:\/\/finmedcapital.ca\/business-loans\/\">\r\n                                            <span class=\"exad-cta-primary-btn-class\">\r\n            LEARN MORE        <\/span>\r\n                                    <\/a>\r\n                            <\/li>\r\n                                                    <li>\r\n                                <a class=\"exad-call-to-action-secondary-btn\" href=\"https:\/\/finmedcapital.ca\/get-financed\/\">\r\n                                            <span class=\"exad-cta-secondary-btn-class\">\r\n            contact us        <\/span>\r\n                                    <\/a>\r\n                            <\/li>\r\n                                            <\/ul>\r\n\t\t\t    <\/div>\r\n\t\t    <\/div>\r\n            \t\t<\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e8b7c6 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"8e8b7c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/06\/Get-in-touch-cuate.svg\" class=\"attachment-large size-large wp-image-1287\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Business Loans Calculator How Much Could Your Business Borrow? Estimate your borrowing capacity based on the type of financing that best fits your business needs. Choose a financing structure Short-Term Financing Working capital &#038; immediate cash flow Long-Term Financing Expansion &#038; long-term investments Your Business Average Monthly Revenue * $ Credit Score * Below 600 600 &#8211; 649 650 &#8211; 699 700+ Time in Business * 6 &#8211; 12 months 1 &#8211; 2 years 2 &#8211; 5 years 5+ years Current Cash Advances None 1 2 3+ Calculate My Borrowing Capacity Your Business Annual Revenue * $ Annual EBITDA or Operating Profit * $ Approximate annual operating profit before debt payments. Existing Annual Debt Payments * $ Include principal and interest payments on existing business debt. Years in Business * Select an option Less than 1 year 1 to 2 years 2 to 5 years 5 to 10 years More than 10 years Primary Use of Funds * Select an option Working capital Equipment purchase Business expansion Acquisition Debt refinancing Inventory Contract financing Other Calculate My Borrowing Capacity Your Estimate Your Estimated Borrowing Capacity Estimated Borrowing Capacity Apply for Financing Recalculate This calculator provides an indicative estimate for informational purposes only. It does not constitute a financing approval, commitment or offer. Actual eligibility, amounts, rates and terms depend on a complete review of the business, its financial performance, credit profile, industry, available security and intended use of funds. Discover our Business Loan Calculator Business loans are a powerful tool for growing your healthcare business, expanding operations, or investing in new equipment. Use our business loan calculator to estimate your monthly payments and find out how much financing you can afford. Whether you need a line of credit or a term loan, planning your repayments is key to making informed financial decisions. Calculate Your Loan Repayments Easily Simply enter the loan amount, interest rate, and loan term to get an estimate of your monthly payment. Adjust the numbers to find a repayment plan that fits your budget. Loan Details Loan Amount: Annual Interest Rate (%): Loan Term (years): This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan. Results Monthly Payments: $0.00 Avg. Monthly Interest: $0.00 Total Interest: $0.00 Total Cost of Finance: $0.00 Explore Your Loan Options Now! You\u2019ve seen the numbers\u2014now let\u2019s make it happen. Visit our Business Loan page for a detailed breakdown of available financing options and expert guidance tailored to your business needs. LEARN MORE contact us<\/p>","protected":false},"author":1,"featured_media":4034,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_templately_pack_id":"","_templately_imported_at":"","_templately_source":"","_templately_import_session_id":"","iawp_total_views":4688,"footnotes":""},"class_list":["post-2832","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/pages\/2832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/comments?post=2832"}],"version-history":[{"count":37,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/pages\/2832\/revisions"}],"predecessor-version":[{"id":5218,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/pages\/2832\/revisions\/5218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/media\/4034"}],"wp:attachment":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/media?parent=2832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}