{"id":3911,"date":"2025-08-07T01:46:54","date_gmt":"2025-08-07T01:46:54","guid":{"rendered":"https:\/\/finmedcapital.ca\/?p=3911"},"modified":"2025-08-11T03:44:53","modified_gmt":"2025-08-11T03:44:53","slug":"canadas-2024-sred-reform-what-healthcare-and-life-sciences-businesses-need-to-know","status":"publish","type":"post","link":"https:\/\/finmedcapital.ca\/fr\/canadas-2024-sred-reform-what-healthcare-and-life-sciences-businesses-need-to-know\/","title":{"rendered":"Canada\u2019s 2024 SR&#038;ED Reform: What Healthcare and Life Sciences Businesses Need to Know"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3911\" class=\"elementor elementor-3911\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4789637f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"4789637f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5279e84d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"5279e84d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Insights\"><\/span>Insights<span class=\"ez-toc-section-end\"><\/span><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-585296cc elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"585296cc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4dd1d567 exad-glass-effect-no exad-sticky-section-no\" data-id=\"4dd1d567\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-178587f9 exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-image\" data-id=\"178587f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2119\" height=\"1414\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know.png\" class=\"attachment-full size-full wp-image-3743\" alt=\"\" srcset=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know.png 2119w, https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know-300x200.png 300w, https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know-1024x683.png 1024w, https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know-768x512.png 768w, https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know-1536x1025.png 1536w, https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know-2048x1367.png 2048w, https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/09\/RD-Funding-for-Medical-Innovations-What-You-Need-to-Know-18x12.png 18w\" sizes=\"(max-width: 2119px) 100vw, 2119px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5032ea73 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-ha-post-info happy-addon ha-post-info\" data-id=\"5032ea73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ha-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"ha-inline-items ha-icon-list-items ha-post-info\">\n\t\t\t\t\t<li class=\"ha-icon-list-item elementor-repeater-item-d85b91a ha-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/finmedcapital.ca\/fr\/2025\/08\/07\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-text ha-post-info__item ha-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\tao\u00fbt 7, 2025\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-75c688bc elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"75c688bc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3e1c938b exad-glass-effect-no exad-sticky-section-no\" data-id=\"3e1c938b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fe8fb83 elementor-widget__width-auto exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6fe8fb83\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Tags\"><\/span>Tags:<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26d23821 elementor-widget__width-auto exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-button\" data-id=\"26d23821\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">News<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b600c27 elementor-widget__width-auto exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-button\" data-id=\"5b600c27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Business<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a6bc8eb elementor-widget__width-auto exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-button\" data-id=\"7a6bc8eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finmedcapital.ca\/how-to-secure-financing-for-your-healthcare-practice-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Top 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data-url=\"https:\/\/finmedcapital.ca\/fr\/canadas-2024-sred-reform-what-healthcare-and-life-sciences-businesses-need-to-know\/\" data-hashtags=\"\" data-title=\"\" data-image=\"\" data-to=\"\" data-subject=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fab fa-whatsapp\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\n\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-26919053 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no exad-sticky-section-no\" data-id=\"26919053\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3f5c168d exad-glass-effect-no exad-sticky-section-no\" data-id=\"3f5c168d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c58648 elementor-widget-tablet__width-inherit exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8c58648\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Canada\u2019s 2024 SR&amp;ED Reform: What Healthcare and Life Sciences Businesses Need to Know<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2865ba96 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"2865ba96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"1260\" data-end=\"1482\">In December 2024, the Government of Canada announced sweeping changes to its <strong data-start=\"1337\" data-end=\"1397\">Scientific Research and Experimental Development (SR&amp;ED)<\/strong> tax incentive program \u2014 the country\u2019s most important financial tool for R&amp;D support.<\/p><p class=\"\" data-start=\"1484\" data-end=\"1670\">These changes aim to make innovation funding <strong data-start=\"1529\" data-end=\"1583\">more accessible, more generous, and better aligned<\/strong> with the needs of growing industries \u2014 especially in <strong data-start=\"1637\" data-end=\"1669\">healthcare and life sciences<\/strong>.<\/p><hr class=\"\" data-start=\"1672\" data-end=\"1675\" \/><h3 data-start=\"1677\" data-end=\"1709\">What Is the SR&amp;ED Program?<\/h3><p class=\"\" data-start=\"1711\" data-end=\"1959\">The <strong data-start=\"1715\" data-end=\"1732\">SR&amp;ED program<\/strong> provides tax credits for Canadian businesses conducting eligible R&amp;D activities. It allows companies to recover a percentage of expenditures like wages, materials, overhead, and now \u2014 under the new rules \u2014 even capital assets.<\/p><p class=\"\" data-start=\"1961\" data-end=\"2113\">This is a crucial source of non-dilutive funding for innovators developing medical technology, improving diagnostic tools, or advancing pharmaceuticals.<\/p><hr class=\"\" data-start=\"2115\" data-end=\"2118\" \/><h3 data-start=\"2120\" data-end=\"2145\">Key Changes in 2024<\/h3><p class=\"\" data-start=\"2147\" data-end=\"2254\">As of <strong data-start=\"2153\" data-end=\"2174\">December 16, 2024<\/strong>, the following reforms apply to taxation years beginning on or after this date:<\/p><h4 data-start=\"2256\" data-end=\"2296\"><strong data-start=\"2263\" data-end=\"2294\">Increased Expenditure Limit<\/strong><\/h4><p class=\"\" data-start=\"2297\" data-end=\"2477\">The maximum annual expenditure eligible for the enhanced <strong data-start=\"2354\" data-end=\"2379\">35% refundable credit<\/strong> has increased from <strong data-start=\"2399\" data-end=\"2429\">$3 million to $4.5 million<\/strong>.<br data-start=\"2430\" data-end=\"2433\" \/>\ud83d\udccc <em data-start=\"2436\" data-end=\"2477\">More capital to fund deeper innovation.<\/em><\/p><h4 data-start=\"2479\" data-end=\"2516\"><strong data-start=\"2486\" data-end=\"2514\">Broader Access for CCPCs<\/strong><\/h4><p class=\"\" data-start=\"2517\" data-end=\"2574\">The <strong data-start=\"2521\" data-end=\"2560\">taxable capital phase-out threshold<\/strong> has expanded:<\/p><ul data-start=\"2575\" data-end=\"2618\"><li class=\"\" data-start=\"2575\" data-end=\"2596\"><p class=\"\" data-start=\"2577\" data-end=\"2596\">Was: $10M to $50M<\/p><\/li><li class=\"\" data-start=\"2597\" data-end=\"2618\"><p class=\"\" data-start=\"2599\" data-end=\"2618\">Now: $15M to $75M<\/p><\/li><\/ul><p class=\"\" data-start=\"2620\" data-end=\"2712\">\ud83d\udccc <em data-start=\"2623\" data-end=\"2712\">More Canadian-controlled private corporations (CCPCs) now qualify for enhanced credits.<\/em><\/p><h4 data-start=\"2714\" data-end=\"2756\"><strong data-start=\"2721\" data-end=\"2754\">Public Companies Now Included<\/strong><\/h4><p class=\"\" data-start=\"2757\" data-end=\"2902\">Eligible <strong data-start=\"2766\" data-end=\"2798\">Canadian public corporations<\/strong> can now access the enhanced <strong data-start=\"2827\" data-end=\"2852\">35% refundable credit<\/strong> \u2014 previously reserved only for private companies.<\/p><p class=\"\" data-start=\"2904\" data-end=\"3041\">\ud83d\udccc <em data-start=\"2907\" data-end=\"3041\">Large-scale R&amp;D initiatives in healthcare can now benefit, including hospitals, research institutes, and listed life sciences firms.<\/em><\/p><h4 data-start=\"3043\" data-end=\"3085\"><strong data-start=\"3050\" data-end=\"3083\">Capital Expenditures Restored<\/strong><\/h4><p class=\"\" data-start=\"3086\" data-end=\"3318\">One of the most impactful changes: <strong data-start=\"3121\" data-end=\"3139\">capital assets<\/strong> are once again eligible for both <strong data-start=\"3173\" data-end=\"3218\">tax deductions and investment tax credits<\/strong> under SR&amp;ED.<br data-start=\"3231\" data-end=\"3234\" \/>\ud83d\udccc <em data-start=\"3237\" data-end=\"3318\">Major win for capital-intensive sectors like medical devices and manufacturing.<\/em><\/p><p class=\"\" data-start=\"3320\" data-end=\"3579\">Source: <a class=\"\" href=\"https:\/\/www.canada.ca\/fr\/ministere-finances\/nouvelles\/2024\/12\/reforme-et-amelioration-du-programme-dencouragements-fiscaux-pour-la-recherche-scientifique-et-le-developpement-experimental-rsde.html\" target=\"_new\" rel=\"noopener\" data-start=\"3331\" data-end=\"3579\">Government of Canada \u2013 SR&amp;ED Reform Announcement<\/a><\/p><hr class=\"\" data-start=\"3581\" data-end=\"3584\" \/><h3 data-start=\"3586\" data-end=\"3641\">Why This Matters for Healthcare and Life Sciences<\/h3><p class=\"\" data-start=\"3643\" data-end=\"3854\">R&amp;D is central to innovation in healthcare. From developing new therapies and biotech platforms to upgrading diagnostic equipment or lab software \u2014 <strong data-start=\"3791\" data-end=\"3812\">access to funding<\/strong> determines how fast ideas become results.<\/p><p class=\"\" data-start=\"3856\" data-end=\"3904\">These new rules make it significantly easier to:<\/p><ul data-start=\"3905\" data-end=\"4053\"><li class=\"\" data-start=\"3905\" data-end=\"3935\"><p class=\"\" data-start=\"3907\" data-end=\"3935\">Fund multi-year R&amp;D roadmaps<\/p><\/li><li class=\"\" data-start=\"3936\" data-end=\"4005\"><p class=\"\" data-start=\"3938\" data-end=\"4005\">Claim refunds for capital equipment like lab gear and testing tools<\/p><\/li><li class=\"\" data-start=\"4006\" data-end=\"4053\"><p class=\"\" data-start=\"4008\" data-end=\"4053\">Build financial runway without issuing equity<\/p><\/li><\/ul><p class=\"\" data-start=\"4055\" data-end=\"4128\">In short: <strong data-start=\"4065\" data-end=\"4128\">more cash, less dilution, and higher returns on innovation.<\/strong><\/p><hr class=\"\" data-start=\"4130\" data-end=\"4133\" \/><h3 data-start=\"4135\" data-end=\"4158\">\u2705 Real-World Example<\/h3><p class=\"\" data-start=\"4160\" data-end=\"4311\"><strong data-start=\"4160\" data-end=\"4193\">A medical device manufacturer<\/strong> developing a new Class II wearable needed to invest in both software engineering and a custom sensor prototyping lab.<\/p><p class=\"\" data-start=\"4313\" data-end=\"4343\">Under the updated SR&amp;ED rules:<\/p><ul data-start=\"4344\" data-end=\"4530\"><li class=\"\" data-start=\"4344\" data-end=\"4393\"><p class=\"\" data-start=\"4346\" data-end=\"4393\">Engineering salaries and materials are eligible<\/p><\/li><li class=\"\" data-start=\"4394\" data-end=\"4445\"><p class=\"\" data-start=\"4396\" data-end=\"4445\">Equipment purchases for the lab setup now qualify<\/p><\/li><li class=\"\" data-start=\"4446\" data-end=\"4530\"><p class=\"\" data-start=\"4448\" data-end=\"4530\">The company can receive a <strong data-start=\"4474\" data-end=\"4530\">refundable credit on up to $4.5M in annual R&amp;D costs<\/strong><\/p><\/li><\/ul><p class=\"\" data-start=\"4532\" data-end=\"4647\">This change unlocked <strong data-start=\"4553\" data-end=\"4599\">an additional $500K+ in refundable credits<\/strong>, which was reinvested into clinical validation.<\/p><hr class=\"\" data-start=\"4649\" data-end=\"4652\" \/><h3 data-start=\"4654\" data-end=\"4692\">How to Maximize Your SR&amp;ED Claim<\/h3><p class=\"\" data-start=\"4694\" data-end=\"4751\">Here\u2019s how Finmed Capital supports businesses like yours:<\/p><p class=\"\" data-start=\"4753\" data-end=\"4871\">\ud83d\udd0e <strong data-start=\"4756\" data-end=\"4778\">Assess Eligibility<\/strong><br data-start=\"4778\" data-end=\"4781\" \/>We help you identify which activities and expenses qualify \u2014 even those not obviously R&amp;D.<\/p><p class=\"\" data-start=\"4873\" data-end=\"4991\">\ud83d\udccb <strong data-start=\"4876\" data-end=\"4901\">Support Documentation<\/strong><br data-start=\"4901\" data-end=\"4904\" \/>We guide your team in tracking and presenting the right information for CRA compliance.<\/p><p class=\"\" data-start=\"4993\" data-end=\"5347\">\ud83d\udca1 <strong data-start=\"4996\" data-end=\"5019\">Strategic Financing<\/strong><br data-start=\"5019\" data-end=\"5022\" \/>We combine SR&amp;ED credits with financing options like <a class=\"\" href=\"https:\/\/finmedcapital.ca\/unlocking-growth-a-practical-guide-to-asset-based-lending-for-healthcare-businesses\/\" target=\"_new\" rel=\"noopener\" data-start=\"5075\" data-end=\"5207\">asset-based lending<\/a> or <a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"5211\" data-end=\"5311\">sale-leaseback<\/a> to maximize your funding potential.<\/p><hr class=\"\" data-start=\"5349\" data-end=\"5352\" \/><h3 data-start=\"5354\" data-end=\"5374\">\ud83d\udccc Final Thoughts<\/h3><p class=\"\" data-start=\"5376\" data-end=\"5633\">The 2024 SR&amp;ED reform is a <strong data-start=\"5403\" data-end=\"5419\">game-changer<\/strong> for innovative businesses. Whether you&#8217;re developing next-gen medical devices, scaling biotech production, or automating your lab \u2014 <strong data-start=\"5552\" data-end=\"5632\">you now have access to more support, more often, and with fewer restrictions<\/strong>.<\/p><p class=\"\" data-start=\"5635\" data-end=\"5736\">At <strong data-start=\"5638\" data-end=\"5656\">Finmed Capital<\/strong>, we help you turn tax credits into real capital \u2014 and use that capital to grow.<\/p><p class=\"\" data-start=\"5738\" data-end=\"5950\">\ud83d\udcde <strong data-start=\"5741\" data-end=\"5818\">Ready to explore your eligibility or plan your 2025 R&amp;D funding strategy?<\/strong><br data-start=\"5818\" data-end=\"5821\" \/>Contact us at <a class=\"cursor-pointer\" rel=\"noopener\" data-start=\"5835\" data-end=\"5888\">finance@finmedcapital.ca<\/a> or visit <a class=\"\" href=\"https:\/\/www.finmedcapital.ca\" target=\"_new\" rel=\"noopener\" data-start=\"5898\" data-end=\"5950\">www.finmedcapital.ca<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6441fdae exad-glass-effect-no exad-sticky-section-no\" data-id=\"6441fdae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d4d12a6 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4d4d12a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 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elementor-hidden-tablet elementor-hidden-mobile elementor-icon-list--layout-traditional elementor-list-item-link-full_width exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"5a0aa523\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financing Solutions (3)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-284c74f2 exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"284c74f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Popular_Post\"><\/span>Popular Post<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebb2424 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"ebb2424\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d898eeb wpr-grid-columns-1 wpr-item-styles-wrapper wpr-grid-columns--tablet2 wpr-grid-columns--mobile1 wpr-grid-pagination-center exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-wpr-grid\" data-id=\"3d898eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-grid-filters elementor-clearfix wpr-grid-filters-sep-right\"><li class=\" wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-none\"><span   data-ajax-filter=[\"category\",\"blog\"]  data-filter=\".category-blog\">Blog<\/span><em class=\"wpr-grid-filters-sep\"><\/em><\/li><\/ul><section class=\"wpr-grid elementor-clearfix\" data-settings=\"{&quot;layout&quot;:&quot;list&quot;,&quot;stick_last_element_to_bottom&quot;:&quot;no&quot;,&quot;columns_desktop&quot;:&quot;1&quot;,&quot;gutter_hr&quot;:15,&quot;gutter_hr_mobile&quot;:15,&quot;gutter_hr_mobile_extra&quot;:15,&quot;gutter_hr_tablet&quot;:15,&quot;gutter_hr_tablet_extra&quot;:15,&quot;gutter_hr_laptop&quot;:15,&quot;gutter_hr_widescreen&quot;:15,&quot;gutter_vr&quot;:15,&quot;gutter_vr_mobile&quot;:15,&quot;gutter_vr_mobile_extra&quot;:15,&quot;gutter_vr_tablet&quot;:15,&quot;gutter_vr_tablet_extra&quot;:15,&quot;gutter_vr_laptop&quot;:15,&quot;gutter_vr_widescreen&quot;:15,&quot;animation&quot;:&quot;default&quot;,&quot;animation_duration&quot;:0.3,&quot;animation_delay&quot;:0.1,&quot;deeplinking&quot;:&quot;&quot;,&quot;filters_linkable&quot;:&quot;no&quot;,&quot;filters_default_filter&quot;:&quot;&quot;,&quot;filters_count&quot;:&quot;&quot;,&quot;filters_hide_empty&quot;:&quot;no&quot;,&quot;filters_animation&quot;:&quot;default&quot;,&quot;filters_animation_duration&quot;:0.3,&quot;filters_animation_delay&quot;:0.1,&quot;pagination_type&quot;:&quot;load-more&quot;,&quot;pagination_max_pages&quot;:3,&quot;media_align&quot;:&quot;left&quot;,&quot;media_width&quot;:30,&quot;media_distance&quot;:20,&quot;lightbox&quot;:{&quot;selector&quot;:&quot;.wpr-grid-image-wrap&quot;,&quot;iframeMaxWidth&quot;:&quot;60%&quot;,&quot;hash&quot;:false,&quot;autoplay&quot;:&quot;&quot;,&quot;pause&quot;:5000,&quot;progressBar&quot;:&quot;true&quot;,&quot;counter&quot;:&quot;&quot;,&quot;controls&quot;:&quot;true&quot;,&quot;getCaptionFromTitleOrAlt&quot;:&quot;true&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;showThumbByDefault&quot;:&quot;&quot;,&quot;share&quot;:&quot;&quot;,&quot;zoom&quot;:&quot;true&quot;,&quot;fullScreen&quot;:&quot;true&quot;,&quot;download&quot;:&quot;true&quot;}}\" data-advanced-filters=\"no\"><article class=\"wpr-grid-item elementor-clearfix post-4063 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/09\/The-Complete-Guide-to-Equipment-Financing-Loans-Leasing-and-Sale-Leaseback.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/09\/The-Complete-Guide-to-Equipment-Financing-Loans-Leasing-and-Sale-Leaseback.png\" alt=\"The Complete Guide to Equipment Financing: Loans, Leasing, and Sale-Leaseback\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/the-complete-guide-to-equipment-financing-loans-leasing-and-sale-leaseback\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"The_Complete_Guide_to_Equipment_Financing_Loans_Leasing_and_Sale-Leaseback\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/the-complete-guide-to-equipment-financing-loans-leasing-and-sale-leaseback\/\">The Complete Guide to Equipment Financing: Loans, Leasing, and Sale-Leaseback<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-09-02<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/the-complete-guide-to-equipment-financing-loans-leasing-and-sale-leaseback\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-4050 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/08\/How-to-Prepare-for-a-Business-Loan-Application.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/08\/How-to-Prepare-for-a-Business-Loan-Application.png\" alt=\"How to Prepare for a Business Loan Application: Documents, Ratios &#038; Timelines\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/how-to-prepare-for-a-business-loan-application-documents-ratios-timelines\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"How_to_Prepare_for_a_Business_Loan_Application_Documents_Ratios_Timelines\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/how-to-prepare-for-a-business-loan-application-documents-ratios-timelines\/\">How to Prepare for a Business Loan Application: Documents, Ratios &#038; Timelines<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-08-21<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/how-to-prepare-for-a-business-loan-application-documents-ratios-timelines\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-4041 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/08\/Choosing-the-Right-Financing-for-Your-Business-1.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/08\/Choosing-the-Right-Financing-for-Your-Business-1.png\" alt=\"Types of Business Loans Explained: Choosing the Right Financing for Your Business\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/types-of-business-loans-explained-choosing-the-right-financing-for-your-business\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"Types_of_Business_Loans_Explained_Choosing_the_Right_Financing_for_Your_Business\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/types-of-business-loans-explained-choosing-the-right-financing-for-your-business\/\">Types of Business Loans Explained: Choosing the Right Financing for Your Business<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-08-14<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/types-of-business-loans-explained-choosing-the-right-financing-for-your-business\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-4025 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/08\/Business-Loans-Explained.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/08\/Business-Loans-Explained.png\" alt=\"Business Loans Explained: How They Work and When to Use Them\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/business-loans-explained-how-they-work-and-when-to-use-them\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"Business_Loans_Explained_How_They_Work_and_When_to_Use_Them\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/business-loans-explained-how-they-work-and-when-to-use-them\/\">Business Loans Explained: How They Work and When to Use Them<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-08-11<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/business-loans-explained-how-they-work-and-when-to-use-them\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-3911 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/01\/Blog-title-1.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/01\/Blog-title-1.png\" alt=\"Canada\u2019s 2024 SR&#038;ED Reform: What Healthcare and Life Sciences Businesses Need to Know\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/canadas-2024-sred-reform-what-healthcare-and-life-sciences-businesses-need-to-know\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"Canadas_2024_SR_ED_Reform_What_Healthcare_and_Life_Sciences_Businesses_Need_to_Know\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/canadas-2024-sred-reform-what-healthcare-and-life-sciences-businesses-need-to-know\/\">Canada\u2019s 2024 SR&#038;ED Reform: What Healthcare and Life Sciences Businesses Need to Know<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-08-07<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a 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A Guide for B2B Businesses<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-08-07<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/how-does-invoice-factoring-work-a-guide-for-b2b-businesses\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-3978 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/07\/How-to-Understand-and-Manage-Working-Capital-in-Your-Business.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/07\/How-to-Understand-and-Manage-Working-Capital-in-Your-Business.png\" alt=\"How to Understand and Manage Working Capital in Your Business\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/how-to-understand-and-manage-working-capital-in-your-business\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"How_to_Understand_and_Manage_Working_Capital_in_Your_Business\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/how-to-understand-and-manage-working-capital-in-your-business\/\">How to Understand and Manage Working Capital in Your Business<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-07-15<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/how-to-understand-and-manage-working-capital-in-your-business\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-3952 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/12\/Debt-to-income-Ratio-Calculator.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/12\/Debt-to-income-Ratio-Calculator.png\" alt=\"Why the Debt Service Coverage Ratio (DSCR) Is the #1 Metric Lenders Look At\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/why-the-debt-service-coverage-ratio-dscr-is-the-1-metric-lenders-look-at\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"Why_the_Debt_Service_Coverage_Ratio_DSCR_Is_the_1_Metric_Lenders_Look_At\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/why-the-debt-service-coverage-ratio-dscr-is-the-1-metric-lenders-look-at\/\">Why the Debt Service Coverage Ratio (DSCR) Is the #1 Metric Lenders Look At<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-07-14<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/why-the-debt-service-coverage-ratio-dscr-is-the-1-metric-lenders-look-at\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><article class=\"wpr-grid-item elementor-clearfix post-3946 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\"><div class=\"wpr-grid-item-inner\"><div class=\"wpr-grid-media-wrap wpr-effect-size-medium \" data-overlay-link=\"yes\"><div class=\"wpr-grid-image-wrap\" data-src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/07\/Why-Cash-Flow-Is-the-Key-to-Getting-Your-Business-Funded-1.png\" data-img-on-hover=\"\"  data-src-secondary=\"\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2025\/07\/Why-Cash-Flow-Is-the-Key-to-Getting-Your-Business-Funded-1.png\" alt=\"Why Cash Flow Is the Key to Getting Your Business Funded\" class=\"wpr-anim-timing-ease-default\"><\/div><div class=\"wpr-grid-media-hover wpr-animation-wrap\"><div class=\"wpr-grid-media-hover-bg  wpr-overlay-fade-in wpr-anim-size-large wpr-anim-timing-ease-default wpr-anim-transparency\" data-url=\"https:\/\/finmedcapital.ca\/fr\/why-cash-flow-is-the-key-to-getting-your-business-funded\/\"><\/div><\/div><\/div><div class=\"wpr-grid-item-below-content elementor-clearfix\"><h2 class=\"wpr-grid-item-title elementor-repeater-item-f80aae8 wpr-grid-item-display-block wpr-grid-item-align-left wpr-pointer-none wpr-pointer-line-fx wpr-pointer-fx-fade\"><span class=\"ez-toc-section\" id=\"Why_Cash_Flow_Is_the_Key_to_Getting_Your_Business_Funded-2\"><\/span><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/why-cash-flow-is-the-key-to-getting-your-business-funded\/\">Why Cash Flow Is the Key to Getting Your Business Funded<\/a><\/div><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"wpr-grid-item-date elementor-repeater-item-74b288d wpr-grid-item-display-inline wpr-grid-item-align-left\"><div class=\"inner-block\"><span>2025-07-07<span class=\"wpr-grid-extra-text-right\"><\/span><\/span><\/div><\/div><div class=\"wpr-grid-item-read-more elementor-repeater-item-edabd58 wpr-grid-item-display-block wpr-grid-item-align-left\"><div class=\"inner-block\"><a target=\"_self\" href=\"https:\/\/finmedcapital.ca\/fr\/why-cash-flow-is-the-key-to-getting-your-business-funded\/\" class=\"wpr-button-effect wpr-button-none\"><span>Read More<\/span><\/a><\/div><\/div><\/div><\/div><\/article><\/section><div class=\"wpr-grid-pagination elementor-clearfix wpr-grid-pagination-load-more\" data-pages=\"3\"><a href=\"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/posts\/3911\/page\/2\/\" class=\"wpr-load-more-btn\" data-e-disable-page-transition>Load More<\/a><div class=\"wpr-pagination-loading\"><div class=\"wpr-double-bounce\"><div class=\"wpr-child wpr-double-bounce1\"><\/div><div class=\"wpr-child wpr-double-bounce2\"><\/div><\/div><\/div><p class=\"wpr-pagination-finish\">End of Content.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-75a98000 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"75a98000\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73cdb223 e-flex e-con-boxed wpr-particle-no 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about our financing solutions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t    <\/div>\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t    <div class=\"exad-call-to-action-footer\">\r\n                    <ul class=\"exad-call-to-action-buttons effect-10\">\r\n                                                <li>\r\n                                <a class=\"exad-call-to-action-secondary-btn\" href=\"https:\/\/finmedcapital.ca\/get-financed\/\">\r\n                                            <span class=\"exad-cta-secondary-btn-class\">\r\n            Get STARTED        <\/span>\r\n                                    <\/a>\r\n                            <\/li>\r\n                                            <\/ul>\r\n\t\t\t    <\/div>\r\n\t\t    <\/div>\r\n            \t\t<\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23b3eb88 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"23b3eb88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/finmedcapital.ca\/wp-content\/uploads\/2024\/06\/Get-in-touch-cuate.svg\" class=\"attachment-large size-large wp-image-1287\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Canada has overhauled its SR&#038;ED tax credit program to better support R&#038;D in innovative sectors. The 2024 changes expand access, increase credit limits, and reintroduce capital expenditures. This article explores what the new rules mean for healthcare and life sciences businesses \u2014 and how to maximize the benefits.<\/p>","protected":false},"author":1,"featured_media":3853,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":19,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3911","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/posts\/3911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/comments?post=3911"}],"version-history":[{"count":6,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/posts\/3911\/revisions"}],"predecessor-version":[{"id":4024,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/posts\/3911\/revisions\/4024"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/media\/3853"}],"wp:attachment":[{"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/media?parent=3911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/categories?post=3911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finmedcapital.ca\/fr\/wp-json\/wp\/v2\/tags?post=3911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}