Finmed Capital does not charge clients any application, advisory or brokerage fees. Depending on the financing selected, the lender may charge interest, financing costs or other fees. Any applicable costs will be disclosed in the financing offer and agreement for your review before you accept.

Short-term financing can help cover payroll, rent, inventory, supplies and other operating expenses, or bridge temporary cash flow gaps. We help you explore options based on your business’s needs and repayment capacity.

To assess a merchant cash advance (MCA) request, we require a completed application and your business bank statements for the most recent six months. Additional documents or information may be requested depending on your business profile and the lender’s requirements.

Medical practices and operating healthcare businesses seeking business financing can submit a request. Eligibility depends on factors such as revenue, operating history, credit profile, existing financing obligations and the lender’s criteria. Submitting an application does not guarantee approval.

No. The calculator provides an indicative estimate of borrowing capacity based on the information entered. It is not an approval, financing offer or commitment. Actual eligibility, amounts, costs and repayment terms are subject to a complete review and may differ from the estimate.

Costs and repayment arrangements vary by lender, financing product and business profile. An MCA may use a factor rate rather than a conventional interest rate, and payments may be daily or weekly. Before accepting an offer, review the amount you will receive, the total repayment amount, any fees, the payment frequency and the repayment conditions. A factor rate is not the same as an annual interest rate.

Timing depends on the financing product, the lender and how quickly all required documents are provided. Short-term options may be processed faster than conventional business loans, but approval and funding timelines are not guaranteed.

Requirements vary by lender and financing structure. Some options may require a personal guarantee, security over business assets or both. Any such requirements will be specified in the financing documents for your review before signing.

No. Submitting a request or using our calculator does not obligate you to accept financing. You can review the proposed costs, terms and conditions before deciding whether to proceed.

Finmed Capital is a financing intermediary. We help medical practices and healthcare businesses explore financing options through our lending partners. Financing approval and final terms are determined by the lender.